When thinking about which health plan you want to buy, there are a lot of things that may come in to play during your decision-making process. If you don't already have coverage through an employer-sponsored plan and need help wading through your options, you may want to think about working with an insurance broker.
An insurance broker is an independent agent who sells health plans from different carriers and gives you an unbiased opinion of the options that are available to you. Brokers are state-licensed and certified to help you find a plan that most closely fits your lifestyle and needs.
Brokers are well-versed in researching health plans and benefits, so they can help you narrow down your choices. Brokers can help you:
If you’re looking for an individual or family plan, a broker can walk you through the application process and help you find out if you qualify for a tax credit to lower your monthly premium.
Additionally, if you’re about to retire or about to turn 65, they can guide you through your options for health coverage.
When looking for a broker or agent you want to work with, here are a few things to keep in mind:
When working with an agent or broker, don’t worry about asking too many questions. Picking a health plan can be confusing and it’s best to know exactly what you’re signing up for before you commit to a plan.
No. Working with a broker is free, so you won’t pay any fees for their assistance in helping you find a plan. Brokers are independent business owners who are paid by the insurance companies when you purchase a plan from that carrier. So, you won't pay a higher monthly premium or extra fees your health plan whether you work with a broker or not.
If you’d like to work with a broker, but don’t know where to start, our Sales Team can help. Our Sales Team includes a group of licensed agents who are ready to answer any questions you have about insurance.
Call our Sales Team at 888-462-7677 so they can help you find a broker today!
Posted: July 26, 2023